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The phrase "installment" ounts are used on attract, insurance costs,solution costs and you will penalties and fees

Forpurposes from 12 U

Notwithstanding this arrangements on the part, eachinstallment or any other matter repaid from the borrower into the bank or trustcompany tends to be put on attract, insurance premiums, services fees,fines and you can principal on acquisition titled, or even in such fashion due to the fact theagreement may provide.

(e) The fresh fees and you may charge signed up through this section and you can paragraph(b) associated with the subdivision are inclusive of all of the fees to theborrower event to help you examining and you may while making any such mortgage otherwise get better.Zero payment, commission, debts, or any other charge for the debtor whatsoevershall be used, received, reserved, or developed to possess, but asprovided within subdivision.